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Boat Insurance For Ohio Boaters

Ellerhorst Russell Insurance Agency will work with you closely to understand your needs and make sure you get the perfect boat insurance policy

We know the ins and outs of insurance.


Putting Our Customers First

Serving The Community Since 1915.

Owning a boat brings with it a freedom that only being on the water can provide. Let Ellerhorst Russell Insurance help you protect that freedom.

Our Local agents will work with you to discuss your needs and find the coverages that are right for you. With various discounts available, you can have the protection you deserve for a price you can afford. Don’t trust just anyone to protect your boat!


Different Types Of Coverage For Boat Insurance

Trust Ellerhorst Russell Insurance with all of your insurance needs. We have the coverage and expertise to ensure that your Marine Vessels are thoroughly protected.

Agreed Value Loss Settlement

In the event of a total loss, you are paid the "agreed amount" between you and your insurer.

Medical Payments

Covers injuries to the boat owners and other passengers.

Watercraft Liability

Coverage for bodily injury or property damage to another boat or fixed object like a dock.


Coverage for total lost in the case of theft.


Covers expenses for towing in the event of an accident.

Boat Recovery Expense

Coverage for the costs to recover a watercraft in the event of sinking.

Responsive Team

When the sandbar comes out of nowhere, We are there to answer the call.
We know you have been boating over that spot your whole life.

Boat Cleaning

Experienced Agents

65+ years insurance experience,
Plus a lifetime of boating.
We have the knowledge to make sure that you are covered bow to stern

Dedicated Members

Finding the perfect coverage is like finding that perfect cove.
The custom protection you deserve for a price you can afford is what you should get out of your boat insurance


How Do I Get A Quote?

Ellerhorst Russell Insurance Agency will work with you closely to understand your needs and make sure you’re properly protected.


What is Boat Insurance?

Many people in Ohio enjoy getting out on the water in the summer. Even the staff here at Ellerhorst Russell Insurance Agency LLC are avid boaters. Whether you are out tubing with the family, fishing with friends, or just soaking up the sunshine on the water. Owning a boat or watercraft can be a huge responsibility. 

Make sure that you protect your investment while making your your loved ones have the right boat insurance.

The risk doesn't stop when you get off the water, you also have to make sure you are covered from storage and on the trip to the lake. 

So, how do you know which policy is right for you and your family? Our team at Ellerhorst Russell Insurance Agency LLC will make sure to get you the coverage you need. In North East Ohio there are plenty of beautiful lakes to explore (Westbranch, Lake Milton, Aurora Shores....) We will help make sure that you have the coverage you need when you head to the lake. 

We all know the saying "BOAT stands for break out another thousand...". So we know that when it comes to repairing your boat after a disaster can be very expensive. It is important to make sure you have the right insurance in place before the fact. So if your boat is stolen, vandalized, or you hit a nasty sand bar... you have the coverage. 

We are looking forward to helping you get the right coverage for your boat. Either come by our office in Garrettsville, Ohio or give us a call. Our team will work with you to make sure you have the coverage you need.