While standard policies will cover your business in most situations, one unforeseen catastrophic event not covered by your policy could be detrimental to your company. A Commercial Umbrella policy is designed to protect your assets by providing coverage above and beyond the limits of your other policies. It also provides protection from accidents that may not be covered by your existing insurance policies.
Our Local expert agents will work with you to discuss your needs and find the coverages that are right for you. With various discounts available, you can have the protection you deserve for a price you can afford. Don’t trust just anyone to protect your business!
Large Limits Of Liability
Gain Umbrella protection for up to $5,000,000 (higher limits may be available, but are subject to underwriting approval).
Going through a lawsuit can be costly. This can cover the expenses that arise from them.
An umbrella policy kicks in when you reach the limit on the underlying liability coverage in an auto, homeowners, renters or co-op / condo policy. It will also cover you for additional types of claims, such as libel and slander.
Care, Custody, and Control
Care, custody, and control is an exclusion in general liability and commercial auto insurance policies that removes coverage for someone else's property that is damaged while in your possession.
Blanket Contractual Coverage
Liquor Law Liability
Blanket contractual liability insurance is most commonly used in situations in which a business is working with a third party, especially if that third party is using the business’ property.
The Liquor Liability Endorsement provides coverage for bodily injury or property damage for which an insured may be held liable by reason of any of the following: Causing or contributing to the intoxication of any person.