As a contractor, it is extremely crucial for your customer to be satisfied. When it comes to purchasing insurance, you can expect the same high level of quality and service from us that your customers have come to expect from you. At Ellerhorst Russell Insurance, you get the best service partnered with top-notch policies to ensure you're covered.
Trust Ellerhorst Russell Insurance with all of your insurance needs. We have the coverage and expertise to ensure that you're covered for all of your contractor licensing and bid bonds.
A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts.
The Business Auto Coverage Form (BACF) is the most commonly used contract for providing business auto liability insurance. Although the form refers only to “autos,” autos are defined to include cars, trucks, trailers, vans or other vehicles designed for use on public roads.
Commercial Property Policy — an insurance policy for businesses and other organizations that insures against damage to their buildings and contents due to a covered cause of loss, such as a fire. The policy may also cover loss of income or increase in expenses that results from the property damage (PD).
Workers compensation insurance serves two purposes: It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits by workers injured while working.