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North East Ohio
Homeowners Insurance

Ellerhorst Russell Insurance Agency will work with you closely to understand your needs and make sure you’re properly protected.

We know the ins and outs of insurance.

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Putting Our Customers First

Serving The Community Since 1915.

Whether you are living in the home you’ve always dreamed of or the first version of it, make sure it’s protected with the right coverage.

Don’t let just anyone protect your dreams. Trust Ellerhorst Russell Insurance to protect your home. 

Our local expert agents will help you choose the right coverage, so you can be certain that you’re protected. 

Housing Development

Types Of Homeowners Insurance Coverage

Trust Ellerhorst Russell Insurance with all of your insurance needs. We have the coverage and expertise to ensure that your Home is thoroughly protected. 

Dwelling

Coverage for your home and attached structures such as a garage.

Other Structures

Coverage for structures that are not attached to your home, such as a detached garage, shed or barn that are on your property.

Personal Property

Coverage for your personal items if they are stolen or destroyed.

Personal Liability

Covers you against lawsuits for bodily injury or property damage for which you may be liable.

Medical Payments to Others

Additional Living Expense

Coverage for others who are injured on your property.

Reimburses you for expenses if you are unable to stay in your home (i.e. a hotel) after a covered loss.

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Housing Development

How Home Insurance Can Help Your In North East Ohio

Not all states require home insurance, but most lenders will. Even if you are not required to purchase homeowners insurance there are multiple benefits of having the coverage. Home insurance will give you a backup plan when disaster occurs in your neighborhood. From fire to burglary, make sure are covered with the right homeowners policy. Some further examples of how Homeowners insurance could benefit you is by paying for repairs to your home and belongings if a tree where to fall on your home. Another big benefit of the right coverage is making sure you can pay if someone injures themself on your property.

How Do I Get A Quote?

Ellerhorst Russell Insurance Agency will work with you closely to understand your needs and make sure you’re properly protected.