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North East Ohio Custom Tailored 
Life Insurance

Ellerhorst Russell Insurance Agency will work with you closely to understand your needs and make sure you’re properly protected.

We know the ins and outs of insurance.

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Putting Our Customers First

Serving The Community Since 1915.

Life insurance allows you to protect the ones that depend on you most. Whether it be a temporary need or lifetime protection, we have the expertise to cover you.

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Types Of Coverage For Life Insurance

Trust Ellerhorst Russell Insurance with all of your insurance needs. We have the coverage and expertise to ensure that your are thoroughly protected.

Term Life

Term Life insurance provides a level death benefit for a determined period of time. Term offers the most coverage for the premium.

Universal Life

Term Life insurance provides a level death benefit for a determined period of time. Term offers the most coverage for the premium.

Whole Life

Whole Life insurance has guaranteed cash value and protects you for your whole life.

Annuities

Annuities allow tax-deferred growth, guaranteed income, and the ability to have a death benefit.

Long Term Care

Disability income

Over 70% of people over the age of 65 will need some type of long-term care. A long-term care policy can help protect your assets.

Disability income insurance can provide you income if you can't work from accident, illness, or injury.

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The Purpose Of Life Insurance

An easy way to describe life insurance is - a contract between an insurance company and the insurance policy holder. The insurance company then promises to pay a sum of money in exchange for a premium. Then upon death of the insured person or after a set period of time the insurance company will pay that sum of money.

Finding the perfect life insurance policy can be very challenging. Ellerhorst Russell Insurance Agency LLC offers a full line of individual life insurance product that are recommended to meet you and your family's needs. We work with several insurance companies, and make sure that you get the policy that will fit your specific needs. 

If you have any questions about life insurance and how you can benefit from having a policy, reach out to our team. We will make sure to understand your specific situation so we can best advise on the the right policy and products. 

How Do I Get A Quote?

Ellerhorst Russell Insurance Agency will work with you closely to understand your needs and make sure you’re properly protected.